Privacy Policy
How we collect, use, and protect your information.
Draft for review. This page is a starting template. Have it reviewed and completed by the business owner and a qualified insurance or legal professional before launch. Items marked like this need your information.
Effective date: [Month Day, Year]
This Privacy Policy explains how Low Cost Insurance ([legal business name], "we," "us") collects, uses, and shares information when you visit lowcostinsurance.pro, call us, or request an insurance quote.
Information We Collect
- Information you give us: name, phone number, email, ZIP code, state, date of birth, current insurance details, number of vehicles and drivers, contact preferences, and anything you write in a message.
- Information needed for a quote: during follow-up, an agent may ask for driver's license numbers, vehicle identification numbers, driving and claims history, and similar details that carriers require to rate a policy.
- Information collected automatically: basic technical data such as IP address, browser type, pages viewed, and referring site. We use the Google Ads tag (Google tag / gtag.js) to measure how visitors who click our ads use the site and whether they submit a quote request. Google may use cookies or similar technologies for this purpose. You can manage ad personalization at adssettings.google.com.
How We Use Information
- To respond to your request and contact you by your preferred method
- To obtain quotes and help you apply for coverage with insurance carriers
- To service any policy placed through us
- To keep records of your communication consent
- To operate, secure, and improve our website
- To comply with legal and regulatory obligations
How We Share Information
We share your information with insurance carriers and their service providers as needed to obtain quotes and place coverage you request. We may also share information with service providers who help us run our business (such as email, phone, and website hosting providers) under confidentiality obligations, and when required by law.
We do not sell your personal information. [Confirm this statement is accurate for your business.]
Calls, Texts, and Email
If you give consent, we may contact you by phone, text message, or email about your request and about insurance products. You can opt out of text messages by replying STOP, ask us to stop calling at any time, and unsubscribe from emails using the link in the message. Consent to automated calls or texts is not a condition of purchase.
Cookies
Our website may use cookies or similar technologies for basic functionality and analytics. You can control cookies through your browser settings. This includes cookies set by the Google Ads tag described above.
Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information, including encrypted (HTTPS) connections on our website. No method of transmission or storage is completely secure.
Your Privacy Rights
Depending on your state, you may have rights to access, correct, or delete your personal information, or to opt out of certain uses. Insurance information is also protected under the federal Gramm-Leach-Bliley Act and state insurance privacy laws. To make a request, call (888) 374-0221 or contact us at [privacy email address].
Children's Privacy
Our website is not directed to children under 13, and we do not knowingly collect their personal information online.
Changes to This Policy
We may update this policy from time to time. The effective date above shows when it was last revised.
Contact
Low Cost Insurance · (888) 374-0221 · [mailing address required for some state notices]