Licensing & Disclosures
License information and required insurance disclosures for Low Cost Insurance.
Draft for review. This page is a starting template. Have it reviewed and completed by the business owner and a qualified insurance or legal professional before launch. Items marked like this need your information.
Agency Information
| Agency name | Low Cost Insurance [legal entity name / DBA] |
|---|---|
| Business type | Independent insurance agency |
| National Producer Number (NPN) | [NPN] |
| Responsible / designated licensed producer | [Name, NPN] |
| Resident state | [state] |
| Phone | (888) 374-0221 |
State Licenses
We provide insurance services only in the states listed below. You can verify an agent's license through your state's department of insurance or the National Insurance Producer Registry (NIPR).
| State | License type | License number |
|---|---|---|
| [State] | Property & Casualty | [#] |
| [State] | Property & Casualty | [#] |
Some states require specific license wording on agency websites (for example, California requires the license number near the agency name). [Add any state-required language here.]
State-Specific Disclosures
[Add disclosures required by the states where you are licensed.]
Independent Agent Disclosure
Low Cost Insurance is an independent insurance agent and is not an insurance company. Insurance products, coverage options, pricing, discounts, and availability vary by carrier and state. Coverage is subject to underwriting guidelines, policy terms, conditions, exclusions, and applicable law. Not all insurance products or carriers are available in all states.
Low Cost Insurance is not affiliated with or endorsed by any insurance carrier named on this website unless specifically stated otherwise. Carrier names are trademarks of their respective owners.
Compensation Disclosure
We are typically compensated by insurance carriers through commissions when a policy is placed. Compensation may vary by carrier and product. Information about compensation is available on request. [Confirm with counsel.]
Communication Consent (TCPA)
When you submit a form on this website, you may choose to agree to receive calls and text messages from Low Cost Insurance, including calls and texts sent using automated technology or a prerecorded voice, about insurance products. This consent is optional and is not a condition of purchase. You may revoke consent at any time by replying STOP to a text message or telling us you no longer wish to be contacted. Message and data rates may apply.